A map of South Carolina" />With so many US pet insurance companies, how do you know which one is best for your unique pet in South Carolina ? From CHARLESTON, to Mount Pleasant, to Columbia and all over " The Palmetto State " - Pawlicy Advisor helps thousands of pet parents like you compare and buy the best coverage at the best price.
We only work with industry-leading pet insurance companies so you can rest assured that your personalized analysis is already filtered down to proven plans with great South Carolina customer experiences.
A map of South Carolina" />
We analyzed top pet insurance companies to provide you with an objective breakdown on how long it takes each to reimburse you, how long you have to make a claim, deductibles, reimbursement rates, coverage limits, what’s covered, and what’s not covered.
All content has been checked by a licensed insurance expert. We strongly recommend that you get a personalized recommendation based on your pet’s breed, age, and location.
Unlike other platforms, Pawlicy Advisor offers personalized advice based on breed-specific attributes and total cost predictions for the lifetime of the pet. Pawlicy Advisor is recommended by the American Animal Hospital Association (AAHA) as the Preferred Business Provider for pet insurance.
Recommended by the American Animal Hospital AssociationYou may have seen ranked pet insurance recommendations on various review sites. Many companies that rank some pet insurance policies over others are being paid to do so.
FACT: There is no one-size-fits-all pet insurance. The “best pet insurance” depends entirely on your pet’s breed, age, location, and more.
Below you’ll find data-driven breakdowns comparing top providers side-by-side. To see which pet insurance is best for you, get a personalized recommendation today.
PersonalizedNOTE: These companies are not ranked and are in no specific order. See above for why we don’t believe in broad ratings or “picks”. Use Pawlicy Advisor to get a personalized pet insurance recommendation for your unique pet, remarkably fast.
4.1 | 4964 Reviews 9 days after claim, on average 4.0 | 4005 Reviews 7 days after claim, on average 4.2 | 4964 Reviews 10 days after claim, on average 4.6 | 891 Reviews 7 days after claim, on average 4.3 | 637 Reviews 10 days after claim, on average 4.8 | 1016 Reviews 1-7 days after claim, on average 4.0 | 1552 Reviews 8 days after claim, on average 4.3 | 282 Reviews 9 days after claim, on average 4.3 | 1367 Reviews 6 days after claim, on averageChoosing the best pet insurance policy depends on your pet’s breed, age, location, and your personal preferences. However, there are a few factors every dog or cat parent in South Carolina should consider before making a choice.
Step 1. Use Pawlicy Advisor to get a personalized recommendation and see quotes from top providers all in one place.
Step 2. Review the coverage details of your recommended plan so you know exactly what’s covered and what’s not.
Step 3. Review the Lifetime Value score to ensure you’re getting the best deal.
PRO TIP: Sometimes, the cheapest plan today is not the cheapest plan after five years as providers increase premiums at different rates based on your pet’s breed, age, and location. This is particularly important because you want to choose the best plan upfront — you don’t want to change providers once enrolled because any pre-existing condition will not be covered. Use Pawlicy Advisor’s Lifetime Value Score to find the best deal.
Step 4. Customize the policy to fit your needs and budget. Choose your reimbursement rate, deductible, annual limit, and routine care add-ons.
Pawlicy Advisor makes it easy to find the best pet insurance in South Carolina - and explains the coverage details of each policy in language that’s easy to understand, so you know exactly what’s covered, what’s not covered, and how lifetime value compares across providers.
PersonalizedThe cost of pet insurance in South Carolina varies drastically based on your zip code, how old your dog or cat is in relation to its expected lifespan, and the health risks most common with your pet’s breed(s). The table below will give you a glance at some price ranges across top providers in CHARLESTON, to Mount Pleasant, to Columbia .
* The South Carolina average monthly costs listed above are based on an 80% reimbursement rate, unlimited annual reimbursment, and a $500 deductible.
Most SC pet owners who enroll in pet insurance do so within 6 months of adopting their new four-legged family member. Puppies and kittens in South Carolina will generally find the lowest rates , as they often have a lower risk of developing health issues - and it's important that your plan's coverage kicks in before any pre-existing conditions arise.
Example $ Savings Average % Savings* The South Carolina average savings listed above refer to the difference in annual premiums for a 1-year-old pet vs a 5-year-old pet, and are based on an 80% reimbursement rate, unlimited coverage, with a $500 deductible. Prices may be lower or higher for different coverage options.
Several providers will offer a discount for insuring multiple pets which often adds another 10% savings for additional pets . When you use Pawlicy Advisor to shop for pet insurance, we analyze your pet to highlight any eligible discounts.
More importantly, using Pawlicy Advisor will show you hundreds of quotes from top providers customer-ranked for you unique pet - showing you each Lifetime-Pricing Score and Coverage Score.
The number of insured pets is increasing nearly 20% every year - and with good reason. After surveying more than 20,000 pet owners, we found that 4 out of 5 could not afford to pay for an unexpected $5,000 veterinary bill without pet insurance.
Of more than 20,000 pet owners, Considering 62% of South Carolina households are pet owners , pet insurance is a great tool to hedge financial risk. Like auto-insurance, it’s something you have but hope not to use - but if an unexpected tragedy does strike you’ll be reimbursed 70% to 90% of the costs (depending on your plan). Getting pet insurance in South Carolina can help ensure that your dog or cat will get the care they need. It allows you to focus on doing the right thing, rather than costs.
Here are the metro areas across South Carolina with the most interest in pet insurance:
Because pet insurance reimburses you, instead of paying the vet directly, you can use your plan at any vet in South Carolina. Whether your vet’s in CHARLESTON, Mount Pleasant , Columbia, or anywhere in between - pet insurance plans can help SC residents reduce out-of-pocket costs for unexpected accidents or illnesses.
Vet bills in South Carolina are lower than average in the U.S. This means the cost of health coverage is likely to be lowest in this state.
Our data shows the cost of veterinary care and pet insurance for dogs is 13.14% lower for dogs in South Carolina and 5.39% higher for cats in South Carolina , vs the national average.
* The South Carolina vet cost prediction listed above refers to the difference in health coverage premiums for a 6-month-old pet in SC compared to the national average. We used premiums in this analysis becasue they’re heavily correlated to a location’s veterinary costs.
Most pet insurance in South Carolina reimburses you after submitting a claim, and because the insurance company pays you back - instead of paying the veterinarian directly - you don’t have to worry about being “in-network”. In South Carolina , your pet insurance will work at any licensed veterinarian.
Here’s an example of how the claim process works:
Remember, there is no one-size-fits-all pet insurance. The best plan (and pricing) will depend on your cat or dog’s breed, age, and zip code in South Carolina . However, it's important to not only look at what your pet insurance policy will cost today, but to understand what it will ultimately cost across the lifespan of your pet .
To put it simply, the policy that looks cheaper today might not be cheaper in the long run. This information is hard to find without Pawlicy Advisor.
With Pawlicy Advisor, you’ll find the best pet insurance in South Carolina for your unique pet in 5 minutes - and you have a licensed insurance expert ready to help you get the best deal.
PersonalizedRest assured that all quotes you see from Pawlicy Advisor are pulled in real-time. We connect directly with our insurance partners to make sure your get the best price.
The average monthly cost of pet insurance in South Carolina is: $23.52 for a kitten, $27.06 for a 5-year-old cat, and $62.80 for a 10-year-old cat; $37.25 for a puppy, $48.51 for a 5-year-old dog, and $115.62 for a 10-year-old dog
How much does pet insurance cost per year in South Carolina? The average annual cost of pet insurance in South Carolina is: $282.24 for a kitten, $324.72 for a 5-year-old cat, and $753.60 for a 10-year-old cat; $447.00 for a puppy, $582.12 for a 5-year-old dog, and $1,387.44 for a 10-year-old dog
Who has the lowest pet insurance rates in South Carolina? The pet insurance company with the lowest rates in South Carolina varies based on your zip code and the coverage you need. Additionally, you want to look at the expected cost across the lifetime of your pet as some plans that are cheapest today increase the rates more quickly as your pet ages. Use Pawlicy Advisor to understand how top providers compare on lifetime value - get a personalized recommendation today.
Do I legally have to insure my dog in South Carolina? No, in South Carolina you do not legally have to get pet health insurance for your dog (or cat). It’s an optional tool to protect against unexpected veterinary costs - and protect against inflations impact on rising vet costs.
I’m so glad my vet recommended Pawlicy Advisor! I was able to compare plans without going to a multitude of sites to get the same information. I chose the insurance plan that I could afford and my rates are exactly the same as if I had bought it from their website. I’m very happy that Abby Rose has insurance. She’s a 7 year old rescue in good health but we never know what the future holds. Whatever the future brings I’m thankful that she will have the best care!
Neha Dillon recommends Pawlicy AdvisorWe recently got a puppy and wanted insurance for the new member of our family. Pawlicy was so quick and easy to use and told us exactly what insurance plans we should consider for the specific breed of our pup. The app gave us summarized information so that we could make a quick and informed decision. We've loved our insurance plan so far. Would definitely recommend
Jewel Harvell Kindred recommends Pawlicy AdvisorI was searching for pet insurance for weeks. Pawlicy was recommended by a vet. The website was so easy to use. I even found the prices to be cheaper than the actual insurance site. THANK YOU, Pawlicy for helping to me ensure my fur baby is covered!
Victoria Silvestri Milonovich recommends Pawlicy AdvisorPawlicy Advisor found the best pet insurance coverage for our Labradoodle at the best price. Totally recommend Pawlicy Advisor to anyone looking to purchase pet insurance.
Wendy Johnson recommends Pawlicy AdvisorThis was a very easy process and I found a great policy $20 less a month than other quotes I was seeing for better coverage. Thank you Pawlicy Advisor!!
Jill Nicholson recommends Pawlicy AdvisorSuper easy to research different pet insurance options and find the best one for me. I compared prices through Pawlicy Advisor or the insurance provider, and Pawlicy Advisor offered a much better deal for the same exact policy. We’re all covered now.
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